Tips on Protecting Your Identity

Tips on Protecting Your Identity

  • Take advantage of Kasasa Protect for a comprehensive identity protection and restoration service.
  • Be aware of spoofing and phishing attacks through email.
  • Make sure your computers are fully patched. It's highly recommended you use Windows and turn on the automatic installation of patches feature.
  • Use a firewall. Windows has a built-in firewall or use any of the top-name Internet Security vendor products.
  • At home, keep your personal information in a safe place. Don't keep Personal Identification Numbers (PINs) near your checkbook, ATM card, or debit card.
  • Create emergency phone lists with names, account numbers, phone numbers to contact should your credit/debit cards or information be stolen or compromised. Check out Kasasa Protect to help manage this for you.
  • Do not give out information such as a checking account number, credit card numbers, your date of birth, PIN, mother's maiden name, and especially your social security number over the phone, unless to a secure source and you initiated the call.
  • When choosing a PIN or password, select one that is hard to guess. Avoid the last 4 digits of your social security number, your mother's maiden name, birth dates, names of pets, or even the name of your hometown baseball team. Use improved passwords with mixed numbers and upper and lower case letters. Include special characters (like $ and @) from above the number keys in the password. Example: Mary$Lamb5.
  • Avoid using your social security number as your driver's license number or as your employer's identification number. Do not have it printed on your checks.
  • Report lost and stolen checks and credit cards immediately. For ease in reporting, consider using Kasasa Protect for your comprehensive identity protection.
  • Always balance your checking and credit card statements each month. Report unauthorized transactions immediately.
  • Guard your ATM receipts and your ATM Personal Identification Number (PIN) so it cannot be used to access your accounts. Don't write your PIN on your ATM/Debit card.
  • Avoid using your mailbox to send outgoing mail. This guards against someone stealing your identity. Use a Post Office collection box or go directly to the Post Office to send mail.
  • Shred financial solicitations, financial documents, as well as, medical and insurance statements as the information on them can be used to steal your identity. Shredding receipts and other sensitive information can avoid identify theft by "dumpster divers".
  • If regular bills fail to reach you, call the company to find out why. Often identity thieves will change the address of a bill so that it will take you longer to figure out the scam.
  • Find ways to "opt out" of mailing lists to reduce junk mail.
  • Finds ways to "opt out" of telephone solicitations.
  • Have your name taken off mailing lists for pre-approved offers of credit. To do this notify the credit bureaus at 888-5OPTOUT or (888) 567-8688. Your one call is shared by all three credit bureaus.
  • On the Internet, avoid sending personal information like your social security number, credit card numbers, address, passwords, etc. unless you are sure it is a reliable recipient and that the communication line is encrypted.