Rates

APY = Annual Percentage Yield

Rates effective as of October 29, 2014.

Fees may reduce earnings to accounts.


Kasasa Saver*

BalanceInterest RateAPY
Up to $14,999.990.26%0.26%
$15,000.00 and above0.10%0.26% to 0.12%
Qualifiers Not Met0.01%0.01%

*Rates are variable and may change after account is opened.

See Kasasa Saver page for more information about qualifications and other features of this account.

Checkingˆ

TermMinimum BalanceInterest RateAPY
Rewards Checkingup to $14,999.990.81%0.81%
$15,000 and above0.10%0.81% to 0.21%
Qualifiers Not Met0.01%0.01%
Interest Checking$1,000 0.025%0.025%
$2,500 0.025%0.025%
$10,000 0.050%0.050%
  • ˆRates are variable and may change after account is opened.
  • See Rewards Checking page for more information about qualifications and other features of this account.
  • With our Interest Checking account, you must maintain a $1,000 minimum balance to earn interest.

Savingsˆ

TermMinimum BalanceInterest RateAPY
Money Market Account$1,0000.05%0.05%
$25,0000.10%0.10%
$50,0000.15%0.15%
Community Savings$50 0.05% 0.05%
Super Savings$1,000 0.05% 0.05%
$2,5000.05% 0.05%
$10,000 0.10%0.10%
Student Savings$1 0.07%0.07%
Christmas Club$1 0.10%0.10%
  • ˆRates are variable and may change after account is opened.

Certificates Of Depositˆ

TermMinimum BalanceInterest RateAPY
3 Month Certificate of Deposit $500 0.10% 0.10%
6 Month Certificate of Deposit $500 0.15% 0.15%
12 Month Certificate of Deposit $500 0.20% 0.20%
15 Month Certificate of Deposit $500 0.30% 0.30%
18 Month Certificate of Deposit$500 0.30% 0.30%
24 Month Certificate of Deposit $500 0.35%0.35%
30 Month Certificate of Deposit $500 0.40%0.40%
36 Month Certificate of Deposit $500 0.50%0.50%
4 YR Certificate of Deposit $500 0.68% 0.68%
5 YR Certificate of Deposit $500 1.00% 1.00%
Smart Account $100 0.40% 0.40%
24 Month Freedom Plus $10,000 0.25% 0.25%
36 Month Freedom Plus $15,000 0.40% 0.40%
48 Month Freedom Plus $15,000 0.58% 0.58%
Promo CD 11 Month Certificate of Deposit $5,000 0.35% 0.35%

Individual Retirement Accountsˆ

TermInterest RateAPY
Variable Rate IRA 0.10% 0.10%
SEP/SIMPLE IRA 12-Month 0.20% 0.20%
  • ˆThe Variable Rate IRA has a variable rate which may change after the account is opened.
  • Premature distributions prior to age 59 ½ require an additional IRS penalty.
  • In addition to the accounts listed above, we offer a full line of IRA accounts and other savings plans. For more information please contact your nearest financial center or contact us electronically.

Loan Rates

We offer all types of consumer, commercial, agricultural, and real estate loans. For more information on interest rates and terms, please contact your nearest financial center.