Pendleton Community Bank

Graphic: Your Independent Community Bank Since 1925 Tagline

March 10, 2010

Click Here for Online Banking!


	We Make It Easy . . .
	ATM, Telephone, Online, In Person . . . You be in charge of how and when you do your 24/7 Banking.

	Why Pay for Checking when we offer a free checking account that pays you?
	Our high interest checking account eliminates ATM fees nationwide, and lets you enjoy the fast, secure and easy benefits of free online banking.
	More Info

Checking | Savings | Certificates Of Deposit | Individual Retirement Accounts | Loan Rates

Checking

Term

Minimum Balance

Interest Rate

Annual Percentage Yield

Your Rewards Checking

$.01 to $25,000

3.06%

3.11%

$25,000 and Over

1.01%

Interest Checking

$1,000

0.10%

$2,500

0.10%

$10,000

0.15%

Independence Plus Account

$5,000

0.20%

Money Market Account

$1,000

0.20%

$25,000

0.30%

$50,000

0.40%

Rates are variable and may change after account is opened.

The annual percentage yields listed will be offered from March 03, 2010 until the date of the next rate change.

Minimum opening balance of $25,000 required for Investment Plus Account. Minimum opening balance of $50 required for Your Rewards Checking.

Must meet the reward qualifications for 'Your Rewards Checking' to earn the premium interest rate. If reward qualifications are not met, a rate of 0.11% is paid on the entire balance for the month the rewards qualifications are not met. Click Here for more information on rewards qualifications.
Fees could reduce earnings to account.

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Savings

Term

Minimum Balance

Interest Rate

Annual Percentage Yield

Community Savings

$50

0.15%

Freedom 50

$50

0.20%

Super Savings

$1,000

0.10%

$2,500

0.15%

$10,000

0.25%

Student Savings

$25

0.15%

Christmas Club

$1.00

1.49%

1.50%

"My" Club Account

$5.00

1.50%

1.51%

Rates are variable and may change after account is opened.

The annual percentage yields listed will be offered from March 03, 2010 until the date of the next rate change.

Fees could reduce earnings to account.

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Certificates Of Deposit

Term

Minimum Balance

Interest Rate

Annual Percentage Yield

Promo CD
11 Month Certificate
of Deposit

$5,000

1.14%

1.15%

3 Month Certificate of Deposit

$500

.55%

6 Month Certificate of Deposit

$500

.90%

12 Month Certificate of Deposit

$500

1.14%

1.15%

15 Month Certificate of Deposit

$500

1.34%

1.35%

18 Month Certificate of Deposit

$500

1.485%

1.50%

24 Month Certificate of Deposit

$500

1.78%

1.80%

24 Month Liberty Plus

$10,000

1.685%

1.70%

30 Month Certificate of Deposit

$500

1.98%

2.00%

36 Month Certificate of Deposit

$500

2.075%

2.10%

36 Month Liberty Plus

$15,000

1.98%

2.00%

48 Month Liberty Plus

$15,000

2.075%

2.10%

48 Month Certificate of Deposit

$500

2.225%

2.25%

60 Month Certificate of Deposit

$500

3.005%

3.05%

Super Certificate of Deposit

$100,000

Smart Account

$100

2.075%

2.10%

Promo CD
27 Month Certificate
of Deposit

$5,000

1.880%

1.90%

The annual percentage yields listed will be offered from March 03, 2010 until the date of the next rate change.

Fees could reduce earnings to account.

A penalty will be imposed for early withdrawal.

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Individual Retirement Accounts

Term

Minimum Deposit

Interest Rate

Annual Percentage Yield

Variable Rate IRA

.55%

SEP/SIMPLE IRA 12-Month

1.14%

1.15%

27Month
Renewable IRA

$5,000

1.88%

1.90%

The Variable Rate IRA has a variable rate which may change after the account is opened.
Fees could reduce earnings.
Substantial penalty for early withdrawal of certificate funds. Early withdrawal of an IRA certificate requires an additional IRS penalty.
The annual percentage yield will be offered from March 03, 2010 until the date of the next rate change.

In addition to the accounts listed above, we offer a full line of IRA Accounts and other savings plans. For more information please contact your nearest sales office.

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Loan Rates

We offer all types of consumer, commercial, agriculture and real estate loans. For more information on interest rates and terms, please contact your nearest sales office.