24/7 OnLine Banking "Banking At Your Fingertips… Anytime, Anywhere!"
With 24/7 Online Banking you get FREE up-to-the-minute information about all of your eligible accounts. Access is secure and convenient and available 24 hours a day, 7 days a week. Some features of Online Banking are:
Access and print information on all eligible accounts including loans.
Review and print transactions and statements.
Confirm deposits, withdrawals and checks cleared.
Transfer funds between accounts and make loan payments.
Download transactions to many financial management programs.
In general, Online Banking is available 24 hours a day, 365 days a year. However, the system may be down periodically for maintenance or other reasons outside of our control.
24/7 OnLine Bill Pay Pay your bills online -- it's *FREE and convenient! With 24/7 Online Bill Pay, your payments are transferred from your Pendleton Community Bank checking account to your payee's account either through the Automated Clearing House (ACH) network or via US Mail. With Online Bill Pay:
you control who the payment goes to, when the bill is paid, and what information prints on the check.
you pay one-time bills or schedule recurring payments to pay automatically each month.
you can pay any person or company in the United States. The next door neighbor, the utility company, the bank or even a child in college.
*Online bill pay is free on consumer accounts. Business accounts are subject to a fee. Click here for a fee schedule.
24/7 Telephone Banking "Banking At Your Fingertips… Anytime, Anywhere!"
Make your financial life more simple. Obtain your account information, transfer funds between accounts, get current deposit rates and make a loan payment via your telephone. Dial the number below (for your area) to access telephone banking:
Franklin
(304) 358-3709
Harrisonburg, VA
(540) 434-7757
Moorefield
(304) 538-7990
Marlinton
(304) 799-6326
Petersburg
(304) 538-7990
Out of Area
(888) TELBANK (835-3265)
Simply follow the phone instructions and have your account number and Social Security number ready when you call. Select a (PIN) personal identification number that only you will know and use this PIN to access your account in the future. For additional information about this service, contact customer service at your local Branch Office during business hours.
Allegheny Mortgage Company, a division of Pendleton Community Bank, offers residential mortgage loans at competitive market rates. With an emphasis on responsive and personalized service, our experienced staff consistently delivers service that exceeds customer’s expectations.
Whether it’s a new home, a vacation property, a retirement home, or investment property . . . Allegheny Mortgage has a variety of loan products designed to meet a multitude of needs. You’re sure to find one that is just right for you!
Services include:
·Conventional Conforming and Non-Conforming Fixed and Adjustable Rate
·Second Mortgage Products
Loan approvals based on qualifications.
Contact Kathy Shanholtz, Allegheny Mortgage Division Manager at 304-538-7080 (toll free 877-538-7080) or email her at kshanholtz@yourbank.com for a free mortgage analysis. You may also call or visit any of our conveniently located offices for current information and rates.
CDARs Worried about the safety of your money? CDARS Can give you peace of mind. Even though headlines report huge financial losses, large businesses in trouble and turmoil in the securities and other markets, today you can enjoy the total security of up to $50 million in FDIC insurance coverage at Pendleton Community Bank. Through a service called CDARS (pronounced “cedars”), Pendleton Community Bank can offer you up to 500 times the standard $100,000 level of coverage found at most banks.
There is nothing safer than FDIC insurance. Why? Since the FDIC was created in 1933, no one has lost a single penny in an FDIC-insured account. Because of FDIC insurance, four generations of Americans have been able to sleep soundly at night knowing that their money is fully protected. Now with CDARS, PCB can protect depositors for up to $50 million, and that means that you can sleep soundly without worrying about your money, too.
CDARS is a deposit placement service. Deposits placed through CDARS meet the pass-through insurance coverage guidelines established by the FDIC. To offer CDARS, a bank must belong to a special network called the Promontory Network. When a customer places a large deposit with a Network member, the bank arranges for the placement of funds into CDs issued by other Network banks – in increments of less than $100,000 to ensure that both principal and interest are eligible for full FDIC protection. From the customers’ point of view, CDARS is one-stop shopping. Regardless of the number of CDs they receive, CDARS customers work with only one bank, sign only one agreement, and receive one account statement.
Currently, more than 1700 institutions, including Pendleton Community Bank, are members of the Promontory Network. CDARS, which was first offered in January, 2003, is endorsed by the American Bankers Association. If you have ever heard the saying ‘As safe as money in the bank,’ you know how valuable FDIC insurance coverage is. At Pendleton Community Bank, we’re delighted we can offer you many times the coverage that most other banks can.
Direct Deposit Sign up for direct deposit for your Social Security or payroll checks and you will no longer need to worry about a lost or stolen check.
With Direct Deposit, you know your money is in the bank! No need to rush to the bank to make your deposit.
eStatements Switching to eStatements Just Makes Sense!
eStatements are electronic copies of your statements that you can view, search, save and print online. Why switch from receiving statements in the mail to electronic? Because it’s S.A.F.E.
Secure
Reduces fraud and identify theft since statements are accessed using your secure account log in and are not sent to an unsecured mailbox.
Always Convenient
Access your statements anytime, anywhere. Statements can be viewed, searched, saved, printed and are archived and available for 18 months online.
Fast
No risk of statements being delayed or lost in the mail and statements are available online the day after your statement cycle.
Environmentally Friendly
Perhaps most important is eStatements reduces waste and saves paper which ultimately saves trees!
Don’t Wait – make the switch to eStatements and start saving time, space, money and trees! Enrolling is quick and easy. Log into your PCB 24/7 Online Banking account, click the Options Tab and then click eStatements. Review and accept the eStatement agreement. By accepting the eStatement agreement you stop receiving paper statements in the mail and can begin enjoying the benefits of eStatements.
LifeLock LifeLock is a next-generation identity theft solution that makes it virtually impossible for your identity to be stolen. Unlike traditional monitoring services that notify you AFTER your identity is compromised, LifeLock maintains active fraud alerts with the major credit reporting agencies and requires individuals to personally authorize credit-related transactions BEFORE they can be approved.
LifeLock backs its service with a $1 million service guarantee to reimburse stolen funds, pay professional fees, and reimburse direct expenses in the highly unlikely event your identity is stolen.
Click here to visit LifeLock for more information. If you elect to enroll, you are prompted to enter a special promotional code PCBWB01 on the enrollment page. Please visit or call your local Pendleton Community Bank office with questions or for further information.
Master Money™ Debit ATM Cards Pendleton Community Bank offers the MasterMoney™ Card which functions as both a debit card and ATM card. It’s a checkbook and ATM card all rolled into one.
No checkbook to carry
Use anywhere MasterCard/Visa is accepted!
Sale amount automatically deducted from your checking account
No waiting for check approval
Convenient and easy to use
The Pendleton Community Bank MasterMoney™ Card works instantly at ATM machines throughout the world and can be used for Free at Pendleton Community Bank ATM machines.
NO Surcharge ATMS for Pendleton Community Bank customers at area Sheetz stores! PCB is pleased to announce to our customers that beginning March 1st, 2006, you can use the ATM at any Sheetz in PA, OH, VA, WV, MD and NC for FREE! THAT’S RIGHT - NO SURCHARGE
FROM US OR THEM! PCB has teamed up with
Sheetz to provide you more opportunities to access your
money!
As a debit card, it can be used for purchases everywhere MasterCard/VISA is accepted.
NOTE: The MasterMoney™ Card is available only to checking account customers and is the property of Pendleton Community Bank. Application subject to approval.
Click here to view Pendleton Community Bank locations where you can use your ATM card for free!
MasterCard SecureCode™ Another Tool to Protect You When Purchasing Online
Pendleton Community Bank now offers MasterCard®SecureCode™.
MasterCard SecureCode is an innovative service offering secure Internet shopping while using your PCB debit card. MasterCard SecureCode lets you add a personal SecureCode™ to your debit card, getting added security and the reassurance that only you can use your card online. MasterCard SecureCode puts you in control when shopping online: only you can approve purchases using your private SecureCode™.
How does MasterCard SecureCode work? Once you've registered and created a SecureCode, each time you make an online purchase, a window will pop up asking for your SecureCode - just like using your PIN at the ATM. When you correctly enter your SecureCode, you confirm that you are the authorized cardholder and your purchase is completed. If the correct code is not supplied, PCB cannot confirm your identity and the purchase will not be completed. No code, no confirmation, no purchase. Just another way PCB is working to offer more services with added protection for our customers.
New to MasterCard SecureCode? Click here to register FOR FREE
MasterCard SecureCode is supported by many online stores.
Click here to see a list of participating sites.
Reorder Your Checks Online Pendleton Community Bank has partnered with Deluxe to offer customers a convenient and secure way to reorder checks online. Visit www.deluxe.com to reorder checks, follow-up on the status of a check order, browse the Deluxe on-line catalog and order accessory products such as address labels, leather covers, stationary and more! The service is quick, easy and available to customers who have previously ordered checks from Pendleton Community Bank.
Simply go to www.deluxe.com
and click on either the Personal Check Reorder or Business Checks option. From there you have the choice to reorder checks or follow-up on a previous order. You may need your check reorder form or one of your checks as a reference to obtain the required information. Required information includes your account number, the bank’s routing/transit number, next starting check number and your email address. Click here to go to Deluxe’s FAQs for frequently asked questions and answers about ordering online, changing check designs, shipping, etc.
Don’t have internet or computer access? No problem, you can still reorder checks over the phone through Deluxe’s automated phone system. The number to reorder by phone is 1-877-838-5287.
Safe Deposit Box A Safe Deposit Box is a secure place to store valuable items and important papers all in one location. It is only accessible to you or your representative, and all of this security is provided for just pennies a day. Safe Deposit Boxes are available at the Franklin, Harrisonburg, Moorefield, and Marlinton offices. For additional information about this service please contact customer service at your local Branch Office during business hours.
Allegheny Mortgage Company, a division of 
Contact Kathy Shanholtz, Allegheny Mortgage Division Manager at 304-538-7080 (toll free