Pendleton Community Bank

Graphic: Your Independent Community Bank Since 1925 Tagline

March 10, 2010

Click Here for Online Banking!


	We Make It Easy . . .
	ATM, Telephone, Online, In Person . . . You be in charge of how and when you do your 24/7 Banking.

	Why Pay for Checking when we offer a free checking account that pays you?
	Our high interest checking account eliminates ATM fees nationwide, and lets you enjoy the fast, secure and easy benefits of free online banking.
	More Info

Miscellaneous Fees and Charges
ATM Card Replacement	$6.99
ATM Foreign Balance Inquiries & Transfers	$0.89
ATM Foreign Transaction Fee	$1.19
ATM Transaction Fee (Non-Customer)	$2.49
Cash Advance (Non-Customer)	$14.99
Cashier's Check (Customer)	$5.49
Cashier's Check (Non-Customer)	$17.99
Check Cashing (Non-Customer)
checks under $500	$9.99
checks over $501 (Percentage of Check)	2.00%
Coin Sorting (per roll - not deposited) Customer	No Charge
Coin Sorting (per roll - not deposited) Non-Customer	10.00%
Collection of Coupons (per envelope)	$24.99
Counter Checks (per 4 checks)	$2.19
Early Closing of Christmas Clubs (no interest paid)	$17.99
Excess Transactions Fees -- MMA*	$9.99
Excess Transactions Fees -- Investment Checking*	$9.99
Excess Transaction Fee - Bank At School & Student Savings	$2.99
Fax Transmission Sent (per page) Customer	$1.49
Fax Transmission Sent (per page) Non-Customer	$2.99
Fax Transmission Received (first page) Customer	$2.99
Fax Transmission Received (each additional page) Customer	$0.99
Fax Transmission Received (first page) Non-Customer	$5.99
Fax Transmission Received (each additional page) Non-Customer	$0.99
Foreign Currency Exchange -- Minimum Fee is $25.99	1.00%
HH Bond Exchanges	$14.99
Image Statement Double-Sided (per month)	$3.49
Money Order	$3.99
Night Deposit Bag	$17.49
Notary Service (Non-Customer) State of WV	$2.99
Notary Service (Non-Customer) State of VA	$5.99
Photocopies -- Customer (per page)	$0.29
Photocopies -- Non-Customer (per page)	$0.59
Photocopy of Check in File -- 5 Free	$3.99
Stop Payments (per item)	$24.99
Zipper Bag	$3.99
*See Account Contract for Additional Provisions

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Loan Fees
Coupon Replacement (per book)	$9.99
Forced Placed Insurance Administration Fee	$74.99
Letters of Credit (1% of amount)	Minimum $250.00
Loan Payment Without Coupon	$0.99
Loan Sweep (set up fee $9.99)	per sweep $2.49

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Micro Film
Copy of Check	$5.99
Account Research (per hour) with a $14.99 Minimum	$24.99
Photocopy of any Microfilm Document	$5.99

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Wire Transfers
Incoming (if not deposited)	$14.99
Outgoing (Domestic)	$21.99
Outgoing (Foreign)	$45.99
Incoming/Outgoing Non-Customer Domestic	$35.99
No longer offer Incoming/Outgoing (Non-Customer) Foreign wire transfers

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Safe Deposit Box (No Refund for Partial Year)
2x5	$14.99
3x5	$18.99
4x5	$22.99
5x5	$24.99
3x10	$30.99
4x10	$32.99
5x10	$39.99
10x10	$78.99
Drill and Replace Box Lock	$159.99
Late Fee (after 30 days)	$11.99
Replacement Key (per key)	$34.99

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Other Account Fees
The following fees apply to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts:
Account Balance Inquiries	No Charge
Collection Items - Incoming (per item)	$12.99
Collection Items - Outgoing (per item)	$20.99

The following fees apply to Checking Accounts:
Account Balancing Assistance (per hour/$7.99 minimum)	$18.99
Deposit Sweep (set up fee $9.99)	per sweep $2.49
NSF - Paid (NSF created by check, in-person withdrawal, ATM withdrawal, or other electronic means)	$24.99
NSF - Returned (NSF created by check, in-person withdrawal, ATM withdrawal, or other electronic means)	$24.99
Online Bill Pay Monthly - Personal Account (Unlimited)	FREE
Online Bill Pay Monthly - Business Account	$8.99
(Business account will be charged $.42 for each item exceeding 25 items)
Personalized Check Order - Price varies according to style of check ordered
Special Statement	$6.49
Stop Payment Order (per item)	$24.99
Yearly Statement on CD - Personal Account	$29.99
Yearly Statement on CD - Business Account	$164.99
(Business account receives a monthly CD and a yearly CD)
Minimum Balance Requirement Fees:
Community Savings, A+ Savings, Co. Savings & Freedom 50 Savings (if below $50)	$2.99
Super Savings & Interest Checking (if below $1,000)	$4.99
Investment Plus Checking (if below $5,000)	$15.99
Money Market Checking (if below $1,000)	$5.99
The following applies to Checking and Savings Accounts:
Dormant Account Fee (per month)	$3.99
Early Closing of Account (Within 90 Days of Opening)	$19.99
Garnishments, Executions or Levies	$99.99
Telephone Transfer Between Accounts	$3.49

The following applies to IRA Accounts:
IRA Transfer to Another Institution (charged at withdrawal)	$59.99

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